Which banks accept the payment file
The Vporiadku payment file is SEPA XML in version pain.001.001.09 with structured addresses. Here is what we know about Slovak banks taking it, and what we have not checked yet.
From November 2026 Slovak banks move to version pain.001.001.09 and to structured addresses, where the town and the country are mandatory. The Vporiadku file is in this version, and its form is checked in our tests against the official ISO 20022 schema.
Step by step
Download the file
In To pay pick the expenses and click Download the payment order (XML).
Find the import in your internet banking
Look for the payment file import or the bulk order in SEPA XML.
Check and sign
The bank shows the payments from the file. Check the count, the amounts and the accounts, then sign.
Banks and what was checked
| Bank | Checked with Vporiadku |
|---|---|
| Slovenská sporiteľňa | Not yet |
| VÚB banka | Not yet |
| Tatra banka | Not yet |
| ČSOB | Not yet |
| Prima banka | Not yet |
| 365.bank | Not yet |
| UniCredit Bank | Not yet |
| Fio banka | Not yet |
| mBank | Not yet |
More on what the file holds: Pay suppliers with one file.
Frequently asked questions
- The bank reports an address error. What now?
- Add the town and country of the supplier in the supplier directory and prepare the order again. Without them the expense stays out of the file.
- The bank wants the older pain.001.001.03 format.
- Vporiadku prepares only pain.001.001.09, which banks require from November 2026. Tell us which bank asks for the older one.
Did not find your answer? Write to us at podpora@vporiadku.sk; we answer in Slovak, English and Ukrainian.
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Recurring expenses
Rent, insurance, a leasing instalment or the monthly contributions are booked into your expenses by themselves on the day they fall due. Set them up once from an existing expense.
Pay suppliers with one file (SEPA XML)
On the To pay screen you pick unpaid expenses and download one file for the bank. You upload and sign it in your internet banking, and the bank pays all the invoices at once.
Pay an expense with PAY by square
For an unpaid expense in euro, Vporiadku shows a PAY by square code. You scan it in your banking app and just confirm the payment, without typing the IBAN and symbols.
Why an expense is not in the payment file
On the To pay screen, an expense that cannot go into the bank file shows why. Here is what each reason means and how to fix it.